Denver Moves : Insurance
When you move with MOVERS-USA you are automatically protected against major accidents with our "Cargo" and "General Liability" insurance. The cargo coverage has a $10,000 limit and covers your items in transit. The general liability has a $2,000,000 limit and covers other major mishaps. These policies carry a $500 deductible each.
In addition, you are automatically protected for free against accidental damage to your possessions by coverage of $.60 cents per pound per article , up to the value of the move price. This carries with it a $50 deductible. We will be happy to answer any questions you might have about insurance specifics. Remember that most homeowner's and renter's insurance cover moves also-check with your insurance company.
Full Replacement Insurance
If you are interested in full replacement insurance, we can provide you with replacement value insurance for your move. There is a premium charged for this type of insurance. If you would like to get an estimate for the cost of this insurance, call us with the approximate amount it would take to replace all of your possessions and we will quote you premiums based on deductibles of $500, $250 and $0. Please note that all replacement insurance coverage is through our insurance company Baker International; you will purchase insurance policy direct from the company.
We provide you with an option to purchase Replacement Protection Insurance-that is, an option to itemize articles of concern and declare a value for each item in order to be reimbursed properly in case of damage or loss. The premium cost of insurance is 3% of the declared household value to be insured. Please note that the deductible amount in case of replacement insurance is $500.